Frequently Asked Questions
See what others are asking.
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Data
Where does your data come from?
The data that powers our products and services is sources directly from jurisdictional filing offices to ensure quality and accuracy. -
Pricing
How does pricing work for your UCC services?
Our experts partner with you to find the best and most cost-effective solutions for your company. Our customers only pay for the mix of services that they need with no monthly base fee. Subscription pricing is a great option for clients with high search volumes. -
Do you have setup fees or monthly minimum costs?
We have no startup cost or monthly minimum for siging up for our services. Customers signing up for a search subscription package will have a flat monthly rate. -
Will my cost vary depending on amount of users?
No, there is no additional cost for additional users since we bill based on usage i.e. completed transactions. -
What is the cost to integrate with Ficoso?
There is no base or setup fee to integrate with Ficoso. Charges will be applied per call based on the type of service requested. -
Sales
How can I reach out to learn more?
If you want to learn more about Ficoso and what it can do for you and your business, the best way to reach out would be via our Contact page. We check this inbox regularly and usually will respond within a business day. Alternatively, you can give us a call at 800.406.1577 for help with any of your questions. -
How can I schedule a consultation and what should I expect?
To schedule a consultation, please fill out the form on our [Schedule a Consultation] page. You will have the option to select the sales representative you want and schedule an appointment with them and the information you provide on the form will help direct your conversation with said representative. Once completed, you will either jump on a call with your representative at the scheduled time, or be reached out to by our Sales team to schedule the appointment. -
Solutions
How many users can I have on my profile?
You can have as many users as you like -
What options do you have for receiving my monitoring alerts?
Monitoring alerts are both emailed and viewable in the portal. You can also filter to see all alerts within a given date range, and sort, filter, or export that data. -
How can I begin setting up an API?
Reach out to us so we can understand what type of integration(s) would suit your needs best, and then we will provide support and access to our API documentation so that you can get started. We have a convenient sandbox environment so that you can fully test it out first. -
Can we search in all 50 states at once?
Each state holds different indexes so while you can search in all states with Ficoso, it may not be cost effective to search in all states at once. -
Do State level searches also cover county-level UCCs?
No, each state and county handles their own index. -
SPRS Inquiry
Who filed a lien against me?
Generally, the lien is filed by an equipment dealer, factor, or other lender (also referred to as a Secured Party) with whom you may have inquired. First Corporate Solutions is representing the client only and has no interest in the lien. We recommend you consider recent inquiries you may have had with equipment dealers, factors, or other lenders around the file date of the UCC and follow up with them directly for further clarification. -
Who is First Corporate Solutions and why are they involved?
We are the filing service for the lien. Our clients utilize our website to create filings, like UCC Financing Statements, and upon submission, we record the filing in the jurisdiction requested. Our goal with this form is to confirm the identity of the debtor and help them get into contact with the Secured Party. -
What is First Corporate Solutions’ responsibility with the lien?
Per our agreement with our clients, we are required to issue an email notification to the Secured Party for inquiries on any UCCs for which First Corporate Solutions is the representative. Our responsibility is to pass information on to the Secured Party. First Corporate Solutions does not have the authority to release any liens. -
Can you tell me who the Secured Party is?
In most cases, we can disclose the identity of the Secured Party directly to debtors after we have verified their identity through an inquiry form submission. We cannot disclose identities to third parties due to our client confidentiality agreements. -
How can I contact the Secured Party if I don’t know who it is?
Send an inquiry to First Corporate Solutions and we will forward all authenticated requests to the Secured Party immediately. It is the Secured Party’s responsibility to contact you directly with details about the lien. All inquiries can be submitted online in the form above. -
How long will a response take?
After you submit a fully completed form, we’ll be in touch within one business day with a response. Our clients are notified within an hour of receipt of your inquiry and it is their responsibility to reply directly to the inquiry. -
Can I call you to speed up the process?
The fastest way to get a response is to fill out and submit the inquiry form to our SPRS team. We do not recommend calling, as our client service representatives do not have access to any information about the Secured Party. -
Is First Corporate Solution’s representation service in compliance with UCC code?
Yes, under the Revised Article 9, UCC Section 9-502(a)(2), a financing statement must provide the name of the secured party or representative of the Secured Party. The code allows “a representative” of the secured party to appear on the UCC financing statement. -
Can a UCC filing be terminated by the debtor?
Yes, as long as there is no existing obligation to the lender and one follows a specific process. The process for debtors to terminate their UCC filing is provided in the Uniform Commercial Code and can be found in Section 9-513 of the Uniform Commercial Code. -
What information should I include to get the lien against me removed?
As a representative for the party that has a lien placed against you, unfortunately, we have no control on removing the lien being that it was filed by another party. That being said, in most cases, we can help you find the party that filed the lien against you and would need the following information to do so: Debtor name State the UCC is filed in Contact information of the party that wishes to receive a reply For a timely reply, please also provide the following information: Document number Date filed Any additional notes or comments -
Support
How can I reach the customer support team?
If you are a client or in the onboarding process, the best way to get support would be to reach out to your dedicated client support specialist directly for any questions or issues that may arise. If you are not a client or in the process of becoming a client, the best way to reach out would be via our [Contact us link]. We check this inbox regularly and usually will respond within a business day. Alternatively, you can give us a call at 800.406.1577 for help with any of your questions.
Let’s talk about how we can make your life easier
Ready to take the complexity out of UCC and public records due diligence? Just tell us a bit about your needs and we’ll get the ball rolling.
