We've evolved! First Corporate Solutions is now abbreviated Ficoso. New look, same company.

We've evolved! First Corporate Solutions is now abbreviated Ficoso. New look, same company.

Secured Party Inquiry

If you have a lien against your business with First Corporate Solutions as a representative, here’s what to do next.

We’re here to help get you the answers you’re looking for.

Have a lien against you or your business with our name on it? You’ve come to the right place.

Once you fill this form, we’re on it.

After submitting this inquiry form, you will hear back from us within one business day with more information. We understand the urgency you’re in and we process these inquiries with high priority. We will also immediately forward your information to the secured party, who will respond to you directly.

Can I call you to expedite the process?

Filling out this form is the fastest way to get answers about your lien. Once we receive it, we will take action and respond to you as soon as we can. Our customer service representatives don’t have access to the information needed in order to help you over the phone.

Why does First Corporate Solutions have a lien against me?

Even though you see our name on the lien, we aren’t actually the lien-holder. Instead, First Corporate Solutions acts as a representative for a secured party on Uniform Commercial Code (UCC) financing statements. 

The UCC financing statements establish our clients’ security interest (the lien) for the property that was used as collateral for a loan or debt.

The secured party has a legal claim on the collateral if the debt or loan isn’t repaid. Our job is to forward notices and questions related to the UCC statements to our client.


If you have additional questions, please refer to our frequently asked questions below.

Secured Party Inquiry

FAQs

  • Who filed a lien against me?

    Generally, the lien is filed by an equipment dealer, factor, or other lender (also referred to as a Secured Party) with whom you may have inquired. First Corporate Solutions is representing the client only and has no interest in the lien.

  • Who is Ficoso and why are they involved?

    We are the filing service for the lien. Our clients utilize our website to create filings, like UCC Financing Statements, and upon submission, we record the filing in the jurisdiction requested. Our goal with this form is to confirm the identity of the debtor and help them get into contact with the Secured Party.

  • What is Ficoso’s responsibility with the lien?

    Per our agreement with our clients, we are required to issue an email notification to the Secured Party for inquiries on any UCCs for which Ficoso is the representative. Our responsibility is to pass information on to the Secured Party. Ficoso does not have the authority to release any liens.

  • Can you tell me who the Secured Party is?

    In most cases, we can disclose the identity of the Secured Party directly to debtors after we have verified their identity through an inquiry form submission. We cannot disclose identities to third parties due to our client confidentiality agreements.

  • How can I contact the Secured Party if I don’t know who it is?

    Send an inquiry via our Secured Party Inquiry page and we will forward all authenticated requests to the Secured Party immediately. It is the Secured Party’s responsibility to contact you directly with details about the lien. All inquiries can be submitted online in the form above.

  • How long will a response take?

    After you submit a fully completed form, we’ll be in touch within one business day with a response. Our clients are notified within an hour of receipt of your inquiry, and it’s their responsibility to reply directly to the inquiry.

  • Can I call you to speed up the process?

    The fastest way to get a response is to fill out and submit the inquiry form on our Secured Party Inquiry page. We do not recommend calling, as our client service representatives do not have access to any information about the Secured Party.

  • Is Ficoso’s representation service in compliance with UCC code?

    Yes, under the Revised Article 9, UCC Section 9-502(a)(2), a financing statement must provide the name of the secured party or representative of the Secured Party. The code allows “a representative” of the secured party to appear on the UCC financing statement.

  • Can a UCC filing be terminated by the debtor?

    Yes, as long as there is no existing obligation to the lender and one follows a specific process. The process for debtors to terminate their UCC filing is provided in the Uniform Commercial Code and can be found in Section 9-513 of the Uniform Commercial Code.

  • What information should I include to get the lien against me removed?

    Unfortunately, we have no control over removing the lien against you, as it was filed by another party, and we are only representatives of said party.