Lender Solutions
Make Complex UCC Tasks Simple with API Integrations
Search, file, and monitor UCC and public records data directly within your loan origination, banking, factoring, or other business software with our API suite and pre-built integrations.
Enhance compliance, mitigate risk, and streamline workflows
Increase efficiency
with direct access to the full capabilities of our portal within your existing tools.
Simplify your workflows
with no need to leave your loan origination, factoring, or other business software.
Nationwide Data
Access nationwide UCC and entity data.
Enjoy the full features of our UCC portal within the tools you already use
It’s easier to work within a single portal. That’s why we offer complete JSON RESTful application programming interfaces (API) for simple and direct access to all of our services, including our:
- Unique verification process that covers most jurisdiction requirements
- UCC and business broad-based search logic
- Direct UCC filing capabilities
- Robust nationwide data
- UCC/Lien activity and business entity monitoring
Learn More About Our Integrations
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Start Powering Your Own Integrations
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How it works
Fast, simple, and low-friction integration
Whether you utilize your own IT resources to build your connections or want to offer search, file, and monitoring solutions in a SaaS or installed financial product, we can integrate with any software provider that has API or export capabilities.
Step 1
Take advantage
of direct integrations with one of Ficoso’s software partners.
Step 2
Build your own custom APIs
with direct access to a “sandbox” test API endpoint.
Step 3
Our team can guide you
through the API integrations process and use cases and provide regularly updated documentation.
Why Ficoso
Get the information you need to make confident lending decisions
Save Effort
We’re dedicated to making our solutions as simple and user-friendly as possible, with integrations that further streamline your processes.
Save Your Sanity
We obsess over the accuracy and timeliness of our data so you don’t have to worry about missed details derailing your deals.
Save the Day
When something goes wrong or you need offline service, we are the expert professionals who truly understand the complexities of public records data.
Our Network
Your access to every state, county, and courthouse jurisdiction in the U.S.
FAQs
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Our firm is a commercial software developer, not an end-user. Can we integrate FCS’ API to give our end-users access to public records from within our application? How does licensing work?
Absolutely! Our API can support a variety of strategies for offering public records access through commercially licensed software. Typically, we establish a direct relationship with the end-user and direct bill them, so you don’t have to front the charges for the transactions.
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Why are there two sets of credentials for authentication?
The API may be integrated with commercial software licensed for others to use or integrated directly into proprietary software developed by the end-user. The first credential identifies the integrator and system from which the API requests are made, and the second is the billable entity.
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Does the test environment use real data?
No. For searches, the API uses a subset of unchanging real-world data limited to California. It’s the largest data set, and by keeping this data static, development teams can establish automated test procedures and receive consistent results over time.
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Can offshore developers develop against your API?
Ficoso automatically blocks IP addresses from foreign countries that frequently pose security threats. If your developers are outside the United States, Canada, and the United Kingdom, we can create IP-specific exceptions so they can access the test and production servers.
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Is there a web UI that shows test data we submit for filings?
Yes, you can verify the data entered is appearing in the right places on the UCC filing documents by visiting the companion website tied to the sandbox data.
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Is there a test environment?
Yes. Ficoso provides a free test API “sandbox” where developers can experiment and test their software without incurring charges. Access to the sandbox continues from the start of development and for as long as you use our API service in production, so that you can make future enhancements to your software and test before deployment.
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What does your logo represent?
Our icon mark features data sliders and an action dot, reflecting our commitment to providing reliable data insights. The sliders symbolize the complex data flows that power our portal, allowing customers to execute searches, complete filings, and activate robust monitoring within minutes.
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What do the your brand colors represent?
Our fresh brand identity and the purple color scheme are carefully designed to show the fusion of innovation and long-time expertise that are at the core of who we are. We leverage the latest technology to deliver you the insights you need, while remaining approachable and bringing the warmth of our character to each interaction.
Let’s talk about how we can make your life easier
Ready to take the complexity out of UCC and public records due diligence? Just tell us a bit about your needs and we’ll get the ball rolling.
