Lender Solutions
Make Complex UCC Tasks Simple with API Integrations
Search, file, and monitor UCC and public records data directly within your loan origination, banking, factoring, or other business software with our API suite and pre-built integrations.
Enhance compliance, mitigate risk, and streamline workflows
Increase efficiency
with direct access to the full capabilities of our portal within your existing tools.
Simplify your workflows
with no need to leave your loan origination, factoring, or other business software.
Nationwide Data
Access nationwide UCC and entity data.
Enjoy the full features of our UCC portal within the tools you already use
It’s easier to work within a single portal. That’s why we offer complete JSON RESTful application programming interfaces (API) for simple and direct access to all of our services, including our:
- Unique verification process that covers most jurisdiction requirements
- UCC and business broad-based search logic
- Direct UCC filing capabilities
- Robust nationwide data
- UCC/Lien activity and business entity monitoring
Learn More About Our Integrations
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Start Powering Your Own Integrations
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How it works
Fast, simple, and low-friction integration
Whether you utilize your own IT resources to build your connections or want to offer search, file, and monitoring solutions in a SaaS or installed financial product, we can integrate with any software provider that has API or export capabilities.
Step 1
Take advantage
of direct integrations with one of Ficoso’s software partners.
Step 2
Build your own custom APIs
with direct access to a “sandbox” test API endpoint.
Step 3
Our team can guide you
through the API integrations process and use cases and provide regularly updated documentation.
Why Ficoso
Get the information you need to make confident lending decisions
Save Effort
We’re dedicated to making our solutions as simple and user-friendly as possible, with integrations that further streamline your processes.
Save Your Sanity
We obsess over the accuracy and timeliness of our data so you don’t have to worry about missed details derailing your deals.
Save the Day
When something goes wrong or you need offline service, we are the expert professionals who truly understand the complexities of public records data.
Our Network
Your access to every state, county, and courthouse jurisdiction in the U.S.
FAQs
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Is there a web UI that shows test data we submit for filings?
Yes, you can verify the data entered is appearing in the right places on the UCC filing documents by visiting the companion website tied to the sandbox data.
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Is there a test environment?
Yes. FCS provides a free test API “sandbox” in which developers can experiment and test their software without accruing charges.
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Why are there two sets of credentials for authentication?
The API may be integrated with commercial software licensed for others to use or integrated directly in proprietary software developed by the end-user. The first credential identifies the integrator and system from which the API requests are made, and the second is the billable entity.
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Our firm is a commercial software developer, not an end-user. Can we integrate Ficoso’s API to give our end-users access to public records from within our application? How does licensing work?
Absolutely! Our API can support a variety of strategies for offering public records access through commercially licensed software. Typically, we establish a direct relationship with the end-user and direct bill them, so you don’t have to front the charges for the transactions.
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Do you offer 2FA?
We don’t have 2FA currently on our platform.
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How does your monthly search subsciption work?
Our UCC Search Subscription is a flexible subscription with a three month price guarantee. Best for companies with higher search values, you are able to conduct multiple searches and view all images online with no limits.
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How can I begin setting up an API?
Reach out to us so we can understand what type of integration(s) would suit your needs best, and then we will provide support and access to our API documentation so that you can get started. We have a convenient sandbox environment so that you can fully test it out first.
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What options do you have for receiving my monitoring alerts?
Monitoring alerts are both emailed and viewable in the portal. You can also filter to see all alerts within a given date range, and sort, filter, or export that data.
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How many users can I have on my profile?
You can have as many users as you like
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Do State level searches also cover county-level UCCs?
No, each state and county handles their own index.
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Where does your data come from?
The data that powers our products and services is sources directly from jurisdictional filing offices to ensure quality and accuracy.
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How can I schedule a consultation and what should I expect?
To schedule a consultation, please fill out the form on our [Schedule a Consultation] page. You will have the option to select the sales representative you want and schedule an appointment with them and the information you provide on the form will help direct your conversation with said representative.
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How can I reach the customer support team?
If you are a client or in the onboarding process, the best way to get support would be to reach out to your dedicated client support specialist directly for any questions or issues that may arise.
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How can I reach out to learn more?
If you want to learn more about Ficoso and what it can do for you and your business, the best way to reach out would be via our Contact page. We check this inbox regularly and usually will respond within a business day. Alternatively, you can give us a call at 800.406.
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What information should I include to get the lien against me removed?
As a representative for the party that has a lien placed against you, unfortunately, we have no control on removing the lien being that it was filed by another party.
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How does pricing work for your UCC services?
Our experts partner with you to find the best and most cost-effective solutions for your company. Our customers only pay for the mix of services that they need with no monthly base fee. Subscription pricing is a great option for clients with high search volumes.
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Can we search in all 50 states at once?
Each state holds different indexes so while you can search in all states with Ficoso, it may not be cost effective to search in all states at once.
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Can a UCC filing be terminated by the debtor?
Yes, as long as there is no existing obligation to the lender and one follows a specific process. The process for debtors to terminate their UCC filing is provided in the Uniform Commercial Code and can be found in Section 9-513 of the Uniform Commercial Code.
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Is First Corporate Solution’s representation service in compliance with UCC code?
Yes, under the Revised Article 9, UCC Section 9-502(a)(2), a financing statement must provide the name of the secured party or representative of the Secured Party. The code allows “a representative” of the secured party to appear on the UCC financing statement.
Let’s talk about how we can make your life easier
Ready to take the complexity out of UCC and public records due diligence? Just tell us a bit about your needs and we’ll get the ball rolling.
