Solutions
Bulk Escrow Solutions
As the leader in the bulk sale escrow community for more than three decades, Ficoso has some of the most experienced service professionals, and also offers exclusive resources to our clients.
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Corporate Filing and Retrieval
Comprehensive Examination Process
Every order undergoes a rigorous examination process to ensure accuracy before being typed into a concise state and county search report.
Bulk Sales Search Packages
Ficoso offers all-inclusive search packages that consist of UCC, Tax Lien and Judgment searches at both the State and County Recorder’s office.
Unique Title Search Methodology
FCS studied the Bulk Sales Law to identify what lien types must be reported, then built our escrow packages to satisfy those requirements.
UCC, Lien, Litigation Searches
UCC, Lien, and Litigation Searches
- Searching across different jurisdictions for UCC records, liens, and business entity statuses can be complex and time-consuming. Our search platform simplifies your search and mitigates risk.
- Search online for timely nationwide data.
- We prioritize building direct connections with secretary of state offices for continuous data flows
- Our expert services cover all 3,200+ county and state jurisdictions nationwide, as well as international jurisdictions.
- Access the portal directly from within your own loan origination system with simple API integrations.
- Broad-based name searching ensures you don’t miss any filings entered under similar names or name variations
- Easy-to-read search reports are organized and formatted for optimal clarity.
- Save time by creating pre-populated UCC filings directly from your search results.
UCC Filing
Fast and simple UCC filing
With different requirements for every jurisdiction, UCC filing gets complicated fast. Our online UCC platform makes filing simple and convenient.
- Save time and ensure accuracy by creating filings from scratch, from existing filings, or directly from search results.
- Mitigate risk and reduce rejected filings with auto-populated forms that ensure every detail is correct.
- Our helpful filing wizard makes UCC filing a breeze for every user.
- Avoid lapsed filings with automated continuation alerts.
- See all your past filings across states in one view instead of going to individual state websites.
- Search, filter, and export information directly from your filing portfolio.
Public Records Monitoring
Stay in the know
Immediately respond to changes in lien or business entity status with our online monitoring solution. Recurring searches automatically alert you to any changes so you can mitigate risks
- Monitor your debtors across state and county jurisdictions from a single platform.
- Get alerts when things change, including new UCC filings, entity dissolutions, and bankruptcy.
- Broad-based search logic provides a thorough account of UCC-1’s, UCC-3’s, federal tax liens, state tax liens, judgment liens, bankruptcy, and more.
- Manage and update your preferences and targets directly within the platform.
API Integrations
API Integrations
Full access to our robust library of data enables you to complete your UCC due diligence within your Loan Operating Systems, ensuring seamless operations.
Expert Services
Public records and UCC data are all we do
At Ficoso, we bring four decades of UCC and public records expertise. We pride ourselves on our top-notch service and support, so you can easily get the offline help you need when things get complicated.
- Personalized customer service with a dedicated account manager
- Experienced and knowledgeable staff who have conducted hundreds of thousands of searches
- Simple and transparent pricing structure ensures you only pay for what you need
- Get the most accurate and timely data available thanks to the daily management and monitoring of our search databases
Why Ficoso
Get the information you need to make confident lending decisions
Save Effort
We’re dedicated to making our solutions as simple and user-friendly as possible, with integrations that further streamline your processes.
Save Your Sanity
We obsess over the accuracy and timeliness of our data so you don’t have to worry about missed details derailing your deals.
Save the Day
When something goes wrong or you need offline service, we are the expert professionals who truly understand the complexities of public records data.
FAQs
Learn more with answers to commonly asked questions
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Is there a web UI that shows test data we submit for filings?
Yes, you can verify the data entered is appearing in the right places on the UCC filing documents by visiting the companion website tied to the sandbox data.
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How many users can I have on my profile?
You can have as many users as you like
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What options do you have for receiving my monitoring alerts?
Monitoring alerts are both emailed and viewable in the portal. You can also filter to see all alerts within a given date range, and sort, filter, or export that data.
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How can I begin setting up an API?
Reach out to us or schedule a consultation so we can understand which integration(s) would best suit your needs, and we will provide support and access to our API documentation so you can get started. We have a convenient sandbox environment so that you can fully test it out first.
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Can we search in all 50 states at once?
Each state holds different indexes so while you can search in all states with Ficoso, it may not be cost effective to search in all states at once.
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Do State level searches also cover county-level UCCs?
Unfortunately, each state and county only handle their own indexes. However, if you need to complete a more in-depth search at both levels, you can reach out to your Client Services Specialist, who can walk you through your specific situation and find the solution best for you.
Let’s talk about how we can make your life easier
Ready to take the complexity out of UCC and public records due diligence? Just tell us a bit about your needs and we’ll get the ball rolling.
