Solutions
Property Solutions
Engage our experienced team of title specialists and uncover whatever you need to know on a particular piece of property. Ficoso partners with major banks, financial institutions and law firms, satisfying their Real Property needs nationwide.
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Overview
Enjoy our focus on speed, accuracy and flexibility and choose from our wide array of specialized services to fulfill your objectives. We cover all components of the title transaction process, from title search reports to real estate document recording.
Owner and Encumbrance Searches
From current ownership, to filings against a property, to all open mortgages and deeds of trust, learn everything you need to know about a property.
Real Estate Recordings
Make educated business decisions by finding information on any property you’re interested in.
Nationwide Property Services Overview
We partner with major banks, financial institutions, law firms, and land surveyors to uncover all there is to know about a specific property.
Ownership Verification and Document Retrievals
We partner with major banks, financial institutions, law firms, and land surveyors to uncover all there is to know about a specific property. Ficoso Deed Search is a report that reflects:
- Current owner(s) and how they hold title
- Legal description of the property
- The assessor’s parcel # or tax ID
- Recording information of the current deed
- Copies of current vesting deed(s)
Customized Property Searches
Find exactly what you need with customizable property searches that cover whatever your specific requirements. Ficoso provides customized property research depending on the needs of our clients.
- Full search reports that reflect all recorded items affecting the subject property, including Easements, CC&Rs, Agreements, Leases, Deeds of Trust, Liens, and UCCs
- Search California county tax collectors and California County Code Enforcement Departments for the addresses of all the parties of interest, both on the report and on physical or digital mailing labels
- Searches for amendments or other changes to CC&Rs
- Searches for specific leases, restrictions or other documents
- Searches on commercial property
Accurate, timely public records searches
Searching across different jurisdictions for UCC records, liens, and business entity statuses can be complex and time-consuming. Our search platform simplifies your search and mitigates risk.
- Search online for timely nationwide data.
- We prioritize building direct connections with secretary of state offices for continuous data flows
- Our expert services cover all 3,200+ county and state jurisdictions nationwide, as well as international jurisdictions.
- Access the portal directly from within your own loan origination system with simple API integrations.
- Broad-based name searching ensures you don’t miss any filings entered under similar names or name variations
- Easy-to-read search reports are organized and formatted for optimal clarity.
- Save time by creating pre-populated UCC filings directly from your search results.
UCC Filing
- Fast and simple UCC filing
- With different requirements for every jurisdiction, UCC filing gets complicated fast. Our online UCC platform makes filing simple and convenient.
- Save time and ensure accuracy by creating filings from scratch, from existing filings, or directly from search results.
- Mitigate risk and reduce rejected filings with auto-populated forms that ensure every detail is correct.
- Our helpful filing wizard makes UCC filing a breeze for every user.
- Avoid lapsed filings with automated continuation alerts.
- See all your past filings across states in one view instead of going to individual state websites.
- Search, filter, and export information directly from your filing portfolio.
Public Records Monitoring
Stay in the know
- Immediately respond to changes in lien or business entity status with our online monitoring solution. Recurring searches automatically alert you to any changes so you can mitigate risks
- Monitor your debtors across state and county jurisdictions from a single platform.
- Get alerts when things change, including new UCC filings, entity dissolutions, and bankruptcy.
- Broad-based search logic provides a thorough account of UCC-1’s, UCC-3’s, federal tax liens, state tax liens, judgment liens, bankruptcy, and more.
- Manage and update your preferences and targets directly within the platform.
API Integrations
API Integrations
Full access to our robust library of data enables you to complete your UCC due diligence within your Loan Operating Systems, ensuring seamless operations.
Expert Services
Public records and UCC data are all we do
At Ficoso, we bring four decades of UCC and public records expertise. We pride ourselves on our top-notch service and support, so you can easily get the offline help you need when things get complicated.
- Personalized customer service with a dedicated account manager
- Experienced and knowledgeable staff who have conducted hundreds of thousands of searches
- Simple and transparent pricing structure ensures you only pay for what you need
- Get the most accurate and timely data available thanks to the daily management and monitoring of our search databases
Why Ficoso
Get the information you need to make confident lending decisions
Save Effort
We’re dedicated to making our solutions as simple and user-friendly as possible, with integrations that further streamline your processes.
Save Your Sanity
We obsess over the accuracy and timeliness of our data so you don’t have to worry about missed details derailing your deals.
Save the Day
When something goes wrong or you need offline service, we are the expert professionals who truly understand the complexities of public records data.
FAQs
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Is there a web UI that shows test data we submit for filings?
Yes, you can verify the data entered is appearing in the right places on the UCC filing documents by visiting the companion website tied to the sandbox data.
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Is there a test environment?
Yes. FCS provides a free test API “sandbox” in which developers can experiment and test their software without accruing charges.
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Why are there two sets of credentials for authentication?
The API may be integrated with commercial software licensed for others to use or integrated directly in proprietary software developed by the end-user. The first credential identifies the integrator and system from which the API requests are made, and the second is the billable entity.
Let’s talk about how we can make your life easier
Ready to take the complexity out of UCC and public records due diligence? Just tell us a bit about your needs and we’ll get the ball rolling.
