Reference Guide

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Secured Party vs. Filing Officer Responsibilities

Secured Party vs. Filing Officer ResponsibilitiesFinancing statements are filed as a means to protect a creditor’s investment and give them a mechanism to collect should the debtor default. A filed UCC Financing Statement, however, is not necessarily enough.

To provide priority protection for the creditor, the UCC1 must be properly filed in accordance with the Uniform Commercial Code and the specific rules of the jurisdiction’s filing office.

Since only a properly filed UCC will perfect a security interest, it can raise the questions of responsibility.

Download this guide to to help you determine who is responsible for making sure a UCC document is properly filed.

 

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