Educational Resources Reference Library

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Reference Guides

Explore our unique reference library to download tip sheets on topics such as Common UCC Filing Mistakes, When to File Continuation Statements, What Party Names to Search and more! Post these handy guides at your workspace for quick reference!

Uniform Commercial Code and UCC Filing

Basics of The Uniform Commercial Code and Article 9
The Uniform Commercial Code Guides Commercial Transactions in The United States - Read on to Learn More About The Code and Article 9, Secured Transactions
UCC Financing Statements in Three Easy Pieces
The UCC1 Financing Statement Form is Filed to Give Constructive Notice of a Secured Party's Interest in a Debtor's Property - Read on to Learn About What Information is Required on The Form
Secured Party v. Filing Officer Responsibilities
The Secured Party, Not Filing Officer is Responsible for Accuracy and Completeness of a UCC Financing Statement
Top 5 Mistakes on UCC1 Financing Statements
UCC Filing Mistakes Can Jeopardize a Lender's Ability to Collect on a Bad Debt - Watch Out For These Common Mistakes on Financing Statements
Top 3 Mistakes on UCC3 Change Statements
UCC Filing Mistakes Can Jeopardize a Lender's Ability to Collect on a Bad Debt - Watch Out For These Common Mistakes on Change Statements
When to File UCC3 Continuation Statements
A Lapsed Filing Can Cost a Secured Party Their Priority Position to Collect - Follow These Steps to Guarantee Timely Filing of Continuations
Handling Accidentally Lapsed UCC Records
A Lapsed Filing Statement Cannot be Revived, But You Do Have Options - Read on to Learn About What You Can do to Minimize Your Risk in the Event of an Accidentally Lapsed UCC
Tackling Fraudulently Filed Termination Statements
Don't Panic - You Have Options When Dealing With Fraudulently Filed Terminations
UCC Filings on Sole Proprietorships
Sole Proprietorships are Considered Individuals, Not Businesses in the Eyes of the Uniform Commercial Code
Rejected UCC Filings v. UCC's Accepted with Errors
Rejected UCC Filings are Costly and Inconvenient, but a Filing Accepted with Errors Can Be Even More Dangerous
Tips for Reducing UCC Filing Costs
Keep Your UCC Filing Costs Down by Adopting Some or All of The Best Practices Discussed in This Reference Guide
To Properly Identify Debtors, Omit dba Notation From UCC Filings
UCCs Filed with a Trade Name Attached to the Business Name May Fail to Properly Identify the Debtor under Revised Article 9
Tips for Avoiding UCC Rejections
Rejected Filings Cost Secured Parties Time and Money - Follow These Simple Steps to Avoid Rejection of Your UCC Filings
Refer to Organizing Paperwork for Legal Name of a Business Debtor
A UCC is Only Perfected if it Gets the Debtor Name Right - This Guide Provides Information on Determining the Correct Name for UCC Filings on Business Debtors
UCC Filings with Missing Attachment Pages Pose Risk for Secured Parties
Collateral Statements are Often Included as Attachment Pages for UCC Financing Statements - This Guide Discusses the Dangers of Missing Attachments
Minor Formatting Changes May Occur on E-Filed UCC Documents
E-Filed UCC Documents May Undergo Minor Formatting Changes - Read on to Learn What Kind of Changes You Can Expect
Purpose of Pre-Filing UCC Financing Statements
In the Race to be First to Collect, Some Lenders Pre-file UCC Financing Statements - This Reference Guide Provides Information
When is a Terminated UCC Record not Really Terminated?
There Are a Few Occasions Where a UCC Record with a Corresponding Termination Statement Can Still Be Effective - This Reference Guide Provides Information on These Cases

Corporate Transactions

Reserve Your Business Name
Streamline Your Corporate Filing Process by Reserving Your Business Name
Name an Outside Party as Registered Agent
Name an Outside Party as Registered Agent to Ensure Sensitive Documents are Handled Appropriately
Common Reasons for Corporate Document Rejections
Follow These Simple Tips to Save Time and Money by Reducing Your Number of Rejected Filings
Identifying Synonymous Corporate Terms
Interact With Corporate Documents With Confidence When You Understand State Filing Office Terminology
An Overview of Good Standing Certificates
Use This Reference Guide to Familiarize Yourself with Good Standing Certificates
Plain v. Certified Copies of Corporate Documents
Do You Need Plain or Certified Copies of Corporate Documents? Use This Reference Guide to Help You Decide
Evolving Certification Techniques at State Filing Offices
Budget Cuts and Advancing Technology Have State Filing Offices Changing the Way They Certify Documents
Solutions for Slow Processing Times
Budget Cuts Lead to Slow Processing Times for Public Records - Try These Tricks to Secure Documents in Time for Closing
3 Tips for Choosing a Public Records Service Company
Choosing a Service Provider can be a Daunting Task - This Reference Guide Offers 3 Tips to Help You Evaluate Your Options
3 Tips for Avoiding Rejection of Articles of Incorporation
Corporate Filings Are Often Rejected for Simple Errors-Follow These Simple Steps to Avoid Rejection of Your Business Entity Filings
Bad Corporate Standing: What is it? How do I fix it?
Unfavorable Corporate Status Can Put Business Entities at Risk - Read on to Learn More About Bad Corporate Standing

Lien Searching

What Party Names to Search
It is Important to Search All Names Under Which Liens Could be Filed - This Reference Guide Provides Information on Determining What Party Names to Search
What Liens to Search For
Manage and Mitigate Your Risk With a Comprehensive Due Diligence Search Package
Where to Perform Lien Searches
Searching the Correct Filing Offices Helps Avoid Surprise Liens
3 Quick Tips for Effective Lien Searching
Follow These Simple Searching Tips to Improve the Quality of Your Lien Searching Efforts
Tips for "Reading" Your UCC Search Report
UCC Search Reports Vary in Appearance and Contain Different Information Depending on the Data Source - This Reference Guide Provides Tips for Interpreting UCC Search Results
Why Name Variations Matter in UCC Searching
For the Greatest Peace of Mind, Look for UCC Search Solutions That Reveal Similar Names
Limitations of State Direct Online Searches
Before Using Any Online UCC and Lien Search System, be Sure to Evaluate it Carefully to Understand Its Limitations
Benefits of Searching for Tax Liens and Judgment Liens
Tax Lien and Judgment Lien Searches are a Critical Part of a Thorough Due Diligence Investigation
Alert Searcher to Expected Hits
Save Time by Letting Your Searcher Know up Front if You Expect Hits on a Lien Search
Lien Monitoring Programs: What Liens to Search For
The Sooner a Creditor Knows About a Lien, the Sooner They Can Act to Protect Their Interests - Lien Monitoring Programs Provide Early Notification of Potential Credit Risks
Benefits of a Search to Reflect
A Search to Reflect Confirms Proper Indexing of a UCC Filing and Verifies its Position Relative to Other Creditors
How Long to Wait to Order a Search to Reflect
A Search to Reflect is a Critical Final Step in Your UCC Filing Process. This Reference Guide Provides Information on How Long to Wait After Filing a UCC to Order a Reflective Search
Tips for Reducing Search Costs
Don't Cut Corners in Your Lien Searches, Incorporate These Cost Saving Strategies to Keep Due Diligence Costs Down
Search to Include Similar Names to Locate Tax Liens and Mis-Indexed Filings
Watch Out for Exact Name Lien Searches - This Guide Discusses Why it is a Good Idea to Include Name Variations in Your Lien Searches
No Need to Order a Nationwide UCC Search
The Uniform Commercial Code Establishes Guidelines for Where UCCs are to be Filed - Save Time and Money by Performing Focused UCC Searches
Broad Based Name Searching: What is it? Why is it Important?
Broad Based Name Searching Features are Powerful Tools That Help Searchers Uncover Name Variations and Locate Mis-Indexed Filings
Keeping Copy Costs Down for Your UCC and Lien Searches
High Copy Costs Can Inflate Diligence Invoices - This Guide Discusses Strategies for Keeping Copy Costs Down
Costs for Performing a UCC, Lien, Litigation or Bankruptcy Search
The Fees Associated with Due Diligence Searches Can be Confusing - This Guide Offers Information on What Fees You Can Typically Expect
Importance of County-Level Lien Monitoring
State-Level Only Monitoring Programs Only Tell Part of the Story - This Guide Discusses the Importance of Monitoring for Liens at the County-Level
UCC Searches Might Reflect Filings More Current Than the Through Date
A UCC Search Might Show UCCs Filed Beyond the Search's Through Date - This Guide Discusses Why
Maximize UCC and Lien Search Results to Minimize Risk
This Guide Discusses Maximizing Lien Search Results as a Strategy for Uncovering Hidden Lien and Locating Critical Filings Under Name Variations

Delaware Corporate and UCC

Why Many Businesses Organize in Delaware
Simple Set up and Business Friendly Laws Draw Many Businesses to Delaware
Preclearance Filing Service in Delaware
State of Delaware Offers Preclearance Review of Corporate Documents to Help Guard Against Rejections
Delaware UCC Searching
With So Many Businesses Organizing in Delaware, it Has Become a High Volume UCC Search State - Read On to Learn About UCC Searching in Delaware
Delaware State Noise Words
Delaware State UCC Search Logic Drops Certain Noise Words from Search Strings

Litigation Research

Ordering a Civil Litigation Search
Learn to Order a Civil Litigation Search to Achieve the Best Results - This Reference Guide Walks You Through the Five Pieces of Information You Will Need to Give Your Searcher
Civil Litgation Search - What Court to Search
Most Customers Search the State Court of General Jurisdiction and U.S. District Court as Part of Their Pre Funding Due Diligence
Civil Judgments v. Judgment Liens
A Civil Judgment is a Good Indicator of a Prospect's Character, but a Judgment Lien is the Piece That Can Jeopardize a Lender's Ability to Collect

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